One of the pillars of the American Dream is owning your own home. But for many Millennials, the reality is that getting into the real estate market has become harder than ever. “Getting a mortgage today is difficult, no matter how careful you are with your money and no matter how much sacrifice you’re willing to make,” says Professor John Bryant, whose research shows that it’s nearly impossible for many 25- to 39-year-olds without other kinds of support—from parents or co-signers—to get their first house on their own.

The problem is that new housing construction hasn’t kept up with demand, and investors are swooping in, pushing prices sky high. As a result, the median home price is $412,300—40% higher than what Baby Boomers paid in 1990.

Born To Buy Houses one woman, a savvy real estate investor named Gudenkauf, saw the opportunity in this market. Her well-paying job allowed her to save up, and she started buying houses to renovate and turn into rentals. Now, she has a portfolio of 20 properties.

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While some might say this is a skewed snapshot of the US housing market, it’s a reminder that despite some challenges, homeownership is still very possible for Gen Z—provided they are smart about their loans, have a plan and work hard to get there.

Watch Born To Buy Houses to learn more about the young people trying to make homeownership a reality for themselves.